Tuition fee and maintenance loans are available to help you cover the cost of your course. You do not have to repay your student loans until you are earning £21,000 or more a year and repayment is based on what you earn, not what you owe.

Three students walking outside of Horton Halls

Paying your tuition fees

  • Full time UK and EU undergraduate students can apply for a tuition fee loan. Tuition fee loans are paid directly to the University once you enrol on your course
  • Once you have completed your course and are earning £21,000 or more you must begin repaying your loan. If you wish to, you can make repayments earlier than this
  • If you are enrolled on an NHS funded course or year of study, your tuition fees will be paid by the NHS (you need to apply for this support for every NHS-funded year). For more information, please visit our NHS-funded degrees page

Repaying your loan quick facts

  • Repayments are based on what you earn, not what you owe
  • You will not start to make repayments until you earn £21,000 or more a year
  • If your income falls below £21,000, your repayments stop until you start earning £21,000 or more again
  • You repay 9% of your income above £21,000
  • The amount you repay depends on how much you earn. For example, if your salary was £25,000, the 9% would only apply to £4,000, meaning you would repay £30 a month (see table below)
  • All your tuition fee and maintenance loans are added together and a single repayment will be deducted from your salary, normally through the PAYE tax system
  • Any outstanding balance is normally written off after 30 years

The below table shows some salaries and how much you would be expected to pay.


Amount of salary from which 9% repayment will be deducted

Monthly payment















£180.00 has designed a student finance calculator to enable you to change variables such as tuition fee level, maintenance loan level and likely starting salary, to get an idea of what you'll pay back and for how long.

Rates of interest

Interest on your loan will be applied at the retail price index (RPI) plus 3% while you are studying and up until the April after you leave university. From the April after you leave your course, interest will be applied at:

  • the rate of inflation if you are earning below £21,000
  • the rate of inflation plus up to 3% on a gradual scale if you earn between £21,000 and £41,000
  • the rate of inflation plus 3% if you earn over £41,000

More information

For more repayment information visit


Last Updated: Monday, 27 February 2017 09:52