Government loans are available to support your full time studies here at St George’s, University of London. Repayment is based on what you earn, not what you owe, and you don’t start repaying your loans until you are earning £21,000 or more per year.

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Tuition fee loan

  • Available to English and EU students.  If you are from ScotlandWales or Northern Ireland you should visit your local student finance website for information about government loans you may be eligible for
  • You can apply for a tuition fee loan for each year of study
  • All eligible students can access a tuition fee loan to cover the full cost of their fees
  • Payments are made directly to the University
  • Only repayable once you are earning £21,000 or more per year. Repayments will be calculated at 9% of your income over the £21,000 threshold

Maintenance loan for living costs

  • Available to English students. If you are from ScotlandWales or Northern Ireland you should visit your local student finance website for information about government loans you may be eligible for

  • You can apply for a maintenance loan for each year of study to help with living costs such as food, accommodation and travel
  • The amount you can borrow depends on your household income and whether you are living with parents or outside of the parental home
  • Payments are made to the student in three termly instalments
  • Only repayable once you are earning £21,000 or more per year. Repayments will be calculated at 9% of your income over the £21,000 threshold. If you have both the Tuition Fee and Maintenance Loans these will be repayable as a single loan

Student loans are issued by Student Finance England on behalf of the government – they are not commercial loans. Interest is charged on a student loan from the date you receive it to the date you pay it off. Any outstanding balance is usually written off after 30 years.

For more information about loans visit the Student Finance website. You can also use the student finance calculator to get an estimate of your entitlement.

Additional support

Depending on your personal circumstances, additional help may also be available if you have:

  • a disability or specific learning difficulty
  • dependent children or adults

Find out more

For more information on student finance including loans, grants, extra help, eligibility and repayments, visit www.gov.uk/student-finance and www.studentloanrepayment.co.uk

 


Last Updated: Thursday, 08 October 2015 16:22

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